Finding the right car and financing it

If the car-buying process were broken down into two parts, the first would be "finding the right car" and the second would be "financing it". This latter category is a source of anxiety for many car shoppers, but at W&L Mazda we make it easy.

If you're considering a new Mazda near the Susquehanna Valley area, it makes sense to familiarize yourself with some of the more common finance terms you'll likely hear during the purchase process at our local Mazda dealer. Here are several to get you started:
  • Annual percentage rate (APR): when you finance your vehicle with a financial institution, you borrow the money necessary to make the purchase. The APR is the yearly interest rate you are charged for borrowing the money.
  • Credit Union: a credit union operates similar to a bank, except that it is owned by members who pool their deposits together for borrowing purposes at low-interest rates. Credit unions offer several financial services too.
  • Lease: when you lease a vehicle from our Mazda dealership serving Northumberland, PA, you only pay a portion of the vehicle's total cost - unlike a purchase, in which you pay for the car's full value. A lease has a set beginning and end date.
  • Principal: this represents the original amount of money you borrow from your financial institution before interest is applied. As you begin paying down this amount, it becomes known as "principal balance".
Collectively, the professionals staffing our Mazda finance center serving Northumberland, Sunbury, Lewisburg, Danville and Bloomsburg, PA have decades of experience in automotive financing. There's no question they can't answer, and their wholly committed to helping our customers find the perfect financing package. And if you have bad credit or are looking to establish/reestablish credit, worry not - there are plenty of options to explore. W&L Mazda makes it easy to get pre-approved for a loan via our online credit application. The form takes only a few minutes to complete, after which one of our financing experts will be in touch with you.
W&L Mazda offers some of the most competitive automotive financing in Pennsylvania, and we look forward to sharing our expertise with you. Visit our Mazda dealership at 975 Water Street in Northumberland, PA, explore our selection of Mazda vehicles, and get the perfect financing package for your needs. Additionally, you can shop online, get pre-qualified and save time at the dealership using our W&L Express Deal tool!
  1. W&L Mazda

    975 Water St
    Northumberland, PA 17857-1245

    • Sales: 570-701-7811
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Get in Touch

  • Contact Our Finance Manager: 570-701-7811
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 5:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 8:00pm
  • Saturday9:00am - 4:00pm
  • SundayClosed